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IDFC Bank Credit Card
IDFC Bank Credit Card

Lifetime Free Credit Card | Lower Interest Rates

Fees & Charges
Joining Fee FREE
Annual Fee FREE
Key Benefits
Shopping Fuel Rewards Cashback Travel
Official BankSathi Live API Framework
1
Mobile & PAN
2
OTP Verification
3
Profile Details
4
Lead Submission

Step 1: Check Eligibility & Begin

Enter your registered mobile number and PAN card details for instant verification.

+91
Must be 10 digits starting with 6, 7, 8, or 9
Standard PAN Format (e.g. ABCDE1234F)
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Product Details, Guidelines & Benefits

Official parameters, required documents, rules, and benefits retrieved from BankSathi API

Official API Information
Eligibility Criteria
  • ✔️ Employment: Salaried or self-employed
  • ✔️ Age Group: 21+ years
  • ✔️ Income: Rs.30,000/month for salaried & Rs.5 Lakh and above tax return for self-employed applicants
  • ✔️ Credit Score: Above 710+
  • ✔️ Available for residents of 50 cities. Please check PIN Code.
  • ✔️ Existing customers of IDFC First Bank are not eligible.
Documents Required
  • ✔️Aadhaar Card
  • ✔️ PAN Card
  • ✔️Address proof
  • ✔️Income proof: Salary Slip
Watch training video
Lead tracking time
  • ✔️ Leads will be tracked within 4 working days of submission
  • ✔️ Receive your Payout every Friday for each successful lead converted till Sunday of every week.
How to get your commission
  • ✔️ Earnings can be transferred directly to your bank account.
Step by step process
  • ✔️ Suggest 'IDFC First Credit Card' to everyone in your network (Friends/customers)
  • ✔️ Click on the "share to customer" option and share the link with interested customers
  • ✔️ Customer needs to click on the link and enter the name, mobile number, email ID, and Pincode then click on 'start journey now'
  • ✔️ After this customer will be redirected to the official website of IDFC First Bank to register and apply for the credit card
  • ✔️ Customer needs to enter the name as per Aadhaar, DOB, mobile number and click on 'Get OTP'. Enter the OTP, mark in the checkbox to accept T&C and click on 'Proceed'
  • ✔️ Enter PAN card number, Gender, current address, Pincode, and click on 'Proceed'
  • ✔️ Now enter the occupation, company name, net monthly salary and click on 'Continue'
  • ✔️ System will show the selected credit cards option as per the eligibility of the customer. Click on 'Get your Card'
  • ✔️ Select bank and upload 3 month's bank statement and click on Proceed'
  • Note: Document upload basis offer chosen: Bank statement- salary account, latest ITR/credit card statement
  • ✔️ Enter a few more personal details like name, marital status, parents' details and click on 'Proceed'
  • ✔️ Enter office details like address, phone, office email ID then select card preference and click on 'Proceed'
  • ✔️ Now complete KYC by submitting Aadhaar card number then enter OTP which is received on the mobile number and click on 'Submit'
  • ✔️ Customer needs to complete live Video KYC, keep documents handy. For immediate video KYC customer can click on 'Connect now' or they can schedule it later.
  • ✔️ Once the video KYC is done the system will do final verification and if the customer matches all the criteria then the card application will be approved. It may take up to 14-20 working days for the credit card to reach the customer's address.
Rules to Follow
  • Earn upto Rs.1450: Successful card approved
  • NOTE:
  • a)*No payout will be processed if customers upgrade their existing IDFC card.
  • b) If the customer is an ETB (existing customer), you will receive a flat payout of ₹300.
  • c) If your customer is not eligible for an IDFC Credit Card, they can apply for the IDFC WOW or Hello Cashback Credit Card, a secured card (Card against FD), you will receive a flat payout of ₹400.
  • 1. The customer has to apply for an Credit Card using your tracking link.
  • 2. Ensure the application is completed in a single journey.
  • 3. Target Customers:
  • -Age: 21 years and above
  • -Good Credit Score
  • -Monthly Income: ₹30,000
  • 4. Customers receiving salary in cash will be considered 'Self-Employed.'
  • 5. Provide accurate and complete address details. mention if the current address differs from the permanent address.
  • 6. Enter full address and always include a landmark near the customer's address.
  • 7. Customers must complete the application on their own device. If multiple customers use the same device, no commission will be paid.
  • 8. If a customer exits the process midway, they must complete it using the same link; otherwise, the lead will be rejected.
  • 9. The customer's mobile number must be linked to their Aadhaar card.
  • 10. The customer must hold a credit card for at least 3 months.
  • 11. Any suspected fraud will result in account deactivation and blocked earnings.
  • 12. Customers who are employees of the same financial institution may not be eligible for payouts.
1. Can I add a lead for a customer who is an existing IDFC Bank customer?
  • In order to convert a lead, you must make sure that your customer is not an existing customer of IDFC Bank.
2. What is the minimum age requirement to apply for an IDFC Bank credit card?
  • To be eligible for an IDFC Bank credit card, the minimum age of the customer must be 21 years.
3. How to apply for an IDFC Bank credit card?
  • Click on the IDFC Bank credit card application link shared with you and proceed with the application.
4. How long does an IDFC Bank credit card application process take?
  • After you have submitted your application, it will take 4 to 10 days for the bank to update the status.