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HDFC Bank UPI RuPay Credit Card
HDFC Bank UPI RuPay Credit Card

Credit card for UPI apps | Earn rewards on all UPI transactions

Fees & Charges
Joining Fee 250.00
Annual Fee 250.00
Key Benefits
Shopping Rewards Cashback
Official BankSathi Live API Framework
1
Mobile & PAN
2
OTP Verification
3
Profile Details
4
Lead Submission

Step 1: Check Eligibility & Begin

Enter your registered mobile number and PAN card details for instant verification.

+91
Must be 10 digits starting with 6, 7, 8, or 9
Standard PAN Format (e.g. ABCDE1234F)
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Data strictly encrypted
Product Details, Guidelines & Benefits

Official parameters, required documents, rules, and benefits retrieved from BankSathi API

Official API Information
Target Audience
  • ✔️ Age:
  • – 21 to 60 years (Salaried)
  • – 21 to 65 years (Self-Employed)
  • 💰 Income:
  • – ₹20,000/month (Salaried)
  • – ₹6 Lakhs/year (Self-Employed)
  • 🆕 Customer Type:
  • – New to Bank (NTB) only
  • – Must have a regular & stable income
  • 📊 Minimum CIBIL Score: 750
Documents
  • 🪪 Identity Proof
  • – PAN Card
  • – Aadhaar Card
  • 🏠 Address Proof (Any 1):
  • – Electricity Bill
  • – Telephone Bill
  • – Aadhaar Card
  • – Passport
  • – Rental Agreement
  • 💼 Income Proof
  • – Last 6 Months’ Bank Statement
  • – Last 3 Months’ Salary Slips
  • – Employment Letter
Watch training video
Lead tracking time
  • ✔️ Leads will be tracked within 5 working days of submission
  • ✔️ Receive your Payout every Friday for each successful lead converted till Sunday of every week.
How to get your commission
  • ✔️ Earnings can be transferred directly to your bank account.
Step by step process
  • ✔️ Share the product link with everyone (friends/customers)
  • ✔️ The customer clicks the link and enters their mobile number and PAN.
  • ✔️ The customer fills in employment details, address, and other required information.
  • ✔️ Customer selects their preferred credit card.
  • ✔️ Enter and confirm residential address.
  • ✔️ Use OTP-based Aadhaar verification for Video KYC.
  • ✔️ Complete Video KYC: Click "Proceed" — an agent will assist the customer in completing the video KYC.
  • 🎯 Important Points for Video KYC
  • ✅ Ensure a quiet space
  • ✅ Keep PAN card, pen, and blank paper ready
  • ✅ Be ready to answer security questions:
  • – PIN code
  • – Mother’s name
  • – Date of birth
  • ✔️Make sure customer remembers all details entered during the journey.
  • ✔️Card Activation & Transaction
  • 🔹 As per RBI guidelines, the customer must activate the card.
  • 🔹 Customer needs to do at least one transaction of ₹100 or more to qualify you for the full payout.
Rules to follow
  • 💳 Earn up to ₹2400 on Credit Card Approval & Activation 🚀
  • 📞 Card Activation Process:
  • Activate the card by calling 1860 266 0333
  • ⚠️ Important Notes:
  • ✅ If the customer is an ETB (Existing to Bank) customer, payout will be a flat ₹1000
  • ❌ No payout will be applicable if the customer is an ETCC (Existing HDFC Credit Card Holder)
  • ------------------------------------
  • Important points:
  • 1. The customer has to apply for an HDFC Bank UPI RuPay Credit Card using your tracking link.
  • 2. Ensure the application is completed in a single journey.
  • 3. Target Customers:
  • –Age: 21 years and above
  • –Good Credit Score
  • –Monthly Income: ₹20,000
  • 4. Customers receiving salary in cash will be considered 'Self-Employed.'
  • 5. Provide accurate and complete address details. mention if the current address differs from the permanent address.
  • 6. Enter full address and always include a landmark near the customer's address.
  • 7. Customers must complete the application on their own device. If multiple customers use the same device, no commission will be paid.
  • 8. If a customer exits the process midway, they must complete it using the same link; otherwise, the lead will be rejected.
  • 9. The customer's mobile number must be linked to their Aadhaar card.
  • 10. The customer must hold a credit card for at least 3 months.
  • 11. To qualify for payout, the customer must activate the credit card.
  • 12. The customer must make their first transaction within 30 days of activating the card.
  • 13. Any suspected fraud will result in account deactivation and blocked earnings.
  • 14. Customers who are employees of the same financial institution may not be eligible for payouts.
  • 15. If the application is exited midway, the customer must re-enter the following codes to continue:
  • DSA Code: XSLY
  • SM Code: K10443
  • LG Code: SSBKS1410
  • LC Code: SSBKS1410
1. What is the HDFC Bank UPI RuPay Credit Card?
  • The HDFC Bank UPI RuPay Credit Card is a credit card tailored to earn rewards on UPI transactions, among other benefits.
2. How many cash points can I earn with this card?
  • You can earn up to 3% cash points on select categories, 2% on utilities, and 1% on most other transactions, with a maximum of 500 points per category each month.
3. What is the annual fee for the HDFC Bank UPI RuPay Credit Card?
  • The annual fee is INR 99 plus tax. However, this fee can be waived off if you spend ₹25,000 or more annually.
4. Is there a CIBIL score requirement for the HDFC Bank UPI RuPay Credit Card?
  • Yes, applicants should have a CIBIL score of 750 or above.
5. What if I don't qualify for any card offers through the Bureau?
  • In such cases, you would need to provide proof of income for further evaluation.