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KIWI UPI Rupay Credit Card
KIWI UPI Rupay Credit Card

Zero Joining Fee | Most Rewarding UPI Payments

Fees & Charges
Joining Fee FREE
Annual Fee FREE
Key Highlights
  • Target Audience
  • Documents Required
Official BankSathi Live API Framework
1
Mobile & PAN
2
OTP Verification
3
Profile Details
4
Lead Submission

Step 1: Check Eligibility & Begin

Enter your registered mobile number and PAN card details for instant verification.

+91
Must be 10 digits starting with 6, 7, 8, or 9
Standard PAN Format (e.g. ABCDE1234F)
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Data strictly encrypted
Product Details, Guidelines & Benefits

Official parameters, required documents, rules, and benefits retrieved from BankSathi API

Official API Information
Target Audience
  • ✔️ Age: 25 to 60 years
  • ✔️ Employment: Salaried Individuals
  • ✔️ Minimum Salary: ₹25,000 per month
  • ✔️ CIBIL Score: 720 or above
  • ✔️ Job Stability: Minimum 9 months in current job
Documents Required
  • ✔️ Aadhaar & PAN Card
  • ✔️ Bank Statement
Watch training video
Lead tracking time
  • ✔️ Leads will be tracked within 5 working days of submission
  • ✔️ Receive your Payout every Friday for each successful lead converted till Sunday of every week.
How to get your commission
  • ✔️ Earnings can be transferred directly to your bank account.
Step by step process
  • ✔️ Step 1: Suggest this card to your network and highlight key benefits:
  • ✔️ Step 2: Open the product → Click "Share to customer" → share the link to your customer
  • ✔️ Step 3: Customer clicks the link and fills in PAN Number, Name, Mobile Number
  • ✔️ Step 4: Customer verifies OTP received on phone.
  • ✔️ Step 5: Fill occupation, address, and other details → Check eligibility
  • ✔️ Step 6: Review all info → Tick terms & conditions → Click Next
  • ✔️ Step 7: Select “KIWI UPI RuPay Credit Card - YES BANK” → Tick consent box → Click Next
  • ✔️ Step 8: Fill additional personal/professional info → Click Next
  • ✔️ Step 9: Complete eKYC & vKYC process (Video KYC)
  • ✅ Done! Customer’s application is submitted. The card will be delivered after approval 🚚💳
Rules to Follow
  • 💰 Payout Conditions:
  • If customer get Kiwi PNB co-branded card, the payout will be Rs.1400.
  • ⚠️ Important Guidelines:
  • 1️⃣ Customer should NOT be an existing customer of KIWI Credit Card/Yes Bank Credit Card.
  • 2️⃣ Customer must already own a credit card of other bank with ₹50,000+ active limit
  • 3️⃣ Customer must be 21 years or older.
  • 4️⃣ Customer monthly salary should be at least ₹25000.
  • 5️⃣ CIBIL Score must be 720 or above.
  • 6️⃣ Customer must have a valid Aadhaar & PAN card.
  • 7️⃣ Use the same mobile number linked to Aadhaar during the application.
  • 8️⃣ Customer's address must fall under eligible PIN codes.
  • 9️⃣ Application must be completed in one go (single journey).
  • 🔟 Check PIN code availability before proceeding.
  • 1️⃣1️⃣ Make sure there is no mismatch between PAN & Aadhaar.
  • 1️⃣2️⃣ Do not submit multiple applications from the same device or mobile number.
  • 1️⃣3️⃣ To get payout: Customer must activated the card
  • 1️⃣4️⃣ Customer must be done first transaction within 30 days of card activation
1. Are there any fees for getting the KIWI UPI RuPay Credit Card?
  • No, there is no joining fee for this card.
2. Can this card be used for UPI payments?
  • Yes, the card is linked to UPI, allowing you to make payments at any UPI-enabled merchant without needing a POS terminal.
3. What are the key benefits?
  • - Cashback on transactions
  • - 1% fuel surcharge waiver
  • - Convenience of UPI integration
4. What rewards are offered?
  • Users earn reward points, commonly referred to as "Kiwis," for every ₹50 or ₹100 spent using the card, with additional benefits on UPI QR-based transactions​