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Yes Bank Credit Card
Yes Bank Credit Card

Lifetime Free Credit Card | Accelerated Rewards on Online Shopping

Fees & Charges
Joining Fee 499.00
Annual Fee 499.00
Key Benefits
Shopping Fuel Rewards Cashback Travel
Official BankSathi Live API Framework
1
Mobile & PAN
2
OTP Verification
3
Profile Details
4
Lead Submission

Step 1: Check Eligibility & Begin

Enter your registered mobile number and PAN card details for instant verification.

+91
Must be 10 digits starting with 6, 7, 8, or 9
Standard PAN Format (e.g. ABCDE1234F)
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Data strictly encrypted
Product Details, Guidelines & Benefits

Official parameters, required documents, rules, and benefits retrieved from BankSathi API

Official API Information
Target Audience
  • ✔️ Users who frequently travel, dine out, shop, and spend on premium lifestyle categories.
  • ✔️ Age Group: 21+ years
  • ✔️ Employment Type:
  • — Salaried individuals
  • — Self-employed professionals / business owners
  • ✔️ Minimum Income Criteria:
  • — Salaried: ₹25,000 per month
  • — Self-Employed: Minimum ₹7.5 lakh annual ITR
  • (Income criteria may vary by region)
  • ✔️ Credit Score Requirement: 730+ preferred for faster approval
Documents Required
  • ✔️ PAN Card
  • ✔️ Aadhaar Card
  • ✔️ Address Proof
  • ✔️ Income Proof
Watch training video
Tracking time
  • ✔️ Leads will be tracked within 7 working days of submission
  • ✔️ Receive your Payout every Friday for each successful lead converted till Sunday of every week.
How to get your commission
  • ✔️ Earnings can be transferred directly to your bank account
Step by step process
  • ✔️ Suggest 'Yes Bank Credit Card' to everyone in your network (Friends/customers)
  • ✔️ Click on the "share to customer" option and share the link with interested customers
  • ✔️ Customer need to click on the link and enter the name, mobile number, email ID, and Pincode then click on 'start journey now'
  • ✔️After this customer will be redirected to the official website of Yes Bank to register and apply for the card
  • ✔️ Customer need to enter PAN card, mobile number then mark in the check box to accept T&C and click on 'Save and Continue'
  • ✔️ Enter Aadhaar card number, mark in the check box then enter OTP received on the mobile number and click on 'Save and continue'
  • ✔️ Now the customer can see their Aadhaar card fetched details on the screen. If the details are correct then click on 'Yes' then submit residential details and click on 'Save and Continue'
  • ✔️ In the next step customer need to enter the office address and choose the preferred communication address
  • ✔️ Now mention occupation and select anyone option to apply for the card
  • ✔️ System will verify the details to check the eligibility and customer will be informed at the same time. If the customer is eligible then suitable card options will be suggested.
  • ✔️ Click on 'select card' and view the details and features.
  • ✔️ Submit personal details and click on 'Save and continue'
  • ✔️ On the next step submit employment details and click on 'Save and continue'
  • ✔️ In the next step a question will be asked where if the customer has any relation with any director or senior manager of 'Yes Bank'? Customer needs to select a right option
  • ✔️ After that add nominee details and click on 'Save and continue'
  • ✔️ Now submit documents like company ID proof, salary slip accept T&C and click on 'Save and continue'
  • ✔️ In the next step the customer needs to complete a video KYC. Once the KYC is done the final verification will be done and if the customer is eligible and the documents are correct then the card will be approved.
  • ✔️ Customer will be notified through message and email.
Rules to Follow
  • ✔️ Available for only new users (should not be an existing Yes Bank credit card customer).
  • ✔️ Your customer should apply for Yes Bank credit card through your tracking link.
  • ✔️ OVL Consent must be opted by the customer.
  • ✔️ The customer should use the same mobile number throughout the process from the lead page onwards
  • ✔️ Customers need to enter the name as per Aadhar Card in the landing page.
  • ✔️ If you are not able to finish the card applying process due to any reason, then you have to complete the process using the same link, or else the lead would be rejected.
  • ✔️ A credit card must be held by the customer at least for three months.
  • ✔️ To be eligible for payout, customers must activate the credit card.
  • ✔️ Your customer should make their first transaction within 30 days of card activation.
  • ✔️ Customer mobile number should be linked with Aadhaar card.
  • ✔️ If a customer, who is also an employee of a financial institution, applies for a product from the same institution, they may not be eligible for the payout.
  • ✔️ Customer must complete the application on their device. if more than one customer use the same device to apply, then no commission will be paid.
1. To whom I should refer Yes Bank Credit Card?
  • The customers' age should be 21 years or above, they should be salaried or self-employed. Monthly income criteria will change according to the region.
2. Will I receive a payout if the customer already has a relationship with Yes Bank?
  • No, you will not be eligible to get the payout if the applicant has any existing relationship with Yes Bank.
3. How long does the application process take?
  • The application process is very easy and should not take more than 15 minutes of your time.
5. How long does it take to approve the card?
  • It takes up to 48 hours to approve/reject the application