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HDFC Bank Credit Card
HDFC Bank Credit Card

Extensive range of Credit Cards with varying credit limits

Fees & Charges
Joining Fee 500.00
Annual Fee 500.00
Key Benefits
Shopping Rewards Cashback
Official BankSathi Live API Framework
1
Mobile & PAN
2
OTP Verification
3
Profile Details
4
Lead Submission

Step 1: Check Eligibility & Begin

Enter your registered mobile number and PAN card details for instant verification.

+91
Must be 10 digits starting with 6, 7, 8, or 9
Standard PAN Format (e.g. ABCDE1234F)
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Data strictly encrypted
Product Details, Guidelines & Benefits

Official parameters, required documents, rules, and benefits retrieved from BankSathi API

Official API Information
Target Audience
  • ✔️ Age: 21 years to 60 years (salaried) and 65 years (self-employed)
  • ✔️ Minimum Income: Rs.20,000 monthly (salaried) and ₹6.0 Lakhs per annum (self-employed)
  • ✔️ Applicants must have a regular source of income.
Documents
  • ✔️ Proof of Identity: PAN card. Voter ID card. Passport.
  • ✔️ Proof of Address: Aadhaar Card. Passport. Latest utility bills (not older than 3 months from the date of application)
  • ✔️ Proof of Income: Bank statement (last 6 months) Salary slips (last 3 months)
Watch training video
Lead tracking time
  • ✔️ Leads will be tracked within 5 working days of submission
  • ✔️ Receive your Payout every Friday for each successful lead converted till Sunday of every week.
How to get your commission
  • ✔️ Earnings can be transferred directly to your bank account.
Step by step process
  • ✔️ Recommend the HDFC Bank credit card to your potential customers.
  • ✔️ Open the product option and share the link with customers through WhatsApp, SMS, or other platforms.
  • ✔️ Ask your customer to click on the link shared by you and fill in the required details like name, mobile number, email ID, and pincode and click on ‘Start journey now’.
  • ✔️ The customer will be redirected to the application page of the HDFC credit card and has to begin the application process by filling out the necessary details.
  • ✔️ The customer has to click on the “Apply Online” button to proceed.
  • ✔️ Enter name, gender, DOB and email along with the company name and designation.
  • ✔️ Click on “Check Best Offers”.
  • ✔️ Wait as the page takes a few seconds to show the best offers. The offer will be assessed on the basis of Bureau.
  • ✔️If a customer is not eligible for any credit card offers by the Bureau, they have to upload income proof for evaluation.
  • ✔️ Click on “Continue” to manually upload documents.
  • ✔️ Salaried individuals have to upload bank statements for the last 6 months or 3 months payslips.
  • ✔️ Self-employed applicants have to upload the ITR for the last 3 years with computation of income.
  • ✔️ The offer page will display available credit card offers as per customer’s eligibility.
  • ✔️ Customers can click on “More benefits” to know all the features, benefits, and charges of the card.
  • ✔️ Click on “Get the card” to apply for the desired card.
  • ✔️ Enter the office address and click “Continue”.
  • ✔️ Enter income details and CKYC number.
  • ✔️ Now the customer will be provided with the option to complete their KYC through three modes: Video KYC, Biometric KYC, or by uploading documents.
  • ✔️ If a customer opts for video KYC, they will be redirected to the link for the same.
  • ✔️ Video KYC is now available from Morning 10am to 12 Midnight on all days including Sundays.
  • ✔️ The customer now has to give consent for using Aadhaar information for KYC purposes.
  • ✔️ Click on “Proceed to KYC” and enter the OTP received on the Aadhaar-linked mobile number.
  • ✔️ On the next page, confirm the mailing address.
  • ✔️ Agree to the terms and conditions.
  • ✔️ Click on “Submit and Verify”.
  • ✔️ Click on “Start Video KYC Now”.
  • ✔️ If the customer opts for the Upload Documents option, they will be redirected to the page for uploading documents.
  • ✔️ The customer can choose the document they would like to upload.
  • ✔️After that, the customer can upload that document.
Rules to follow
  • 💳 Earn up to ₹2400 on Credit Card Approval & Activation.
  • 📞 Card Activation Process:
  • Activate the card by calling 1860 266 0333
  • ⚠️ Important Notes:
  • ✅ If the customer is an ETB (Existing to Bank) customer, payout will be a flat ₹1000
  • ❌ No payout will be applicable if the customer is an ETCC (Existing HDFC Credit Card Holder)
  • ------------------------
  • 1. The customer has to apply for an HDFC Bank Credit Card using your tracking link.
  • 2. Ensure the application is completed in a single journey.
  • 3. Target Customers:
  • -Age: 21 years and above
  • -Good Credit Score
  • -Monthly Income: ₹20,000
  • 4. Customers receiving salary in cash will be considered 'Self-Employed.'
  • 5. Provide accurate and complete address details. mention if the current address differs from the permanent address.
  • 6. Enter full address and always include a landmark near the customer's address.
  • 7. Customers must complete the application on their own device. If multiple customers use the same device, no commission will be paid.
  • 8. If a customer exits the process midway, they must complete it using the same link; otherwise, the lead will be rejected.
  • 9. The customer's mobile number must be linked to their Aadhaar card.
  • 10. The customer must hold a credit card for at least 3 months.
  • 11. To qualify for payout, the customer must activate the credit card.
  • 12. The customer must make their first transaction within 30 days of activating the card.
  • 13. Any suspected fraud will result in account deactivation and blocked earnings.
  • 14. Customers who are employees of the same financial institution may not be eligible for payouts.
  • 15. If the application is exited midway, the customer must re-enter the following codes to continue:
  • DSA Code: XSLY
  • SM Code: K10443
  • LG Code: SSBKS1410
  • LC Code: SSBKS1410
1. What is the minimum age required for an HDFC bank credit card?
  • Individuals must be at least 21 years of age to be eligible for an HDFC credit card.
2. How long does the application process take?
  • It can take up to 15 minutes to complete the application process for HDFC credit card.