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Kotak 811 Savings Account
Kotak 811 Savings Account

Zero Balance Savings A/c | Initial Funding ₹2500

Fees & Charges
Joining Fee FREE
Annual Fee FREE
Key Benefits
Shopping Fuel Rewards Cashback Travel
Official BankSathi Live API Framework
1
Mobile & PAN
2
OTP Verification
3
Profile Details
4
Lead Submission

Step 1: Check Eligibility & Begin

Enter your registered mobile number and PAN card details for instant verification.

+91
Must be 10 digits starting with 6, 7, 8, or 9
Standard PAN Format (e.g. ABCDE1234F)
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Data strictly encrypted
Product Details, Guidelines & Benefits

Official parameters, required documents, rules, and benefits retrieved from BankSathi API

Official API Information
Target Audience
  • 👤 Individual must be 18 years or older
  • 🆔 Must have a valid PAN & Aadhaar
  • 🆕 New customers only
  • 📍 Service available in limited PIN codes (Check eligibility before applying)
Documents required
  • ✔️ PAN Card
  • ✔️ Aadhaar Card
  • ✔️ Valid Mobile Number (linked with Aadhaar)
Watch training video
Lead tracking time
  • ✔️ Leads will be tracked within 5 working days of submission
  • ✔️ Receive your Payout every Friday for each successful lead converted till Sunday of every week.
How to get your commission
  • ✔️ Earnings can be transferred directly to your bank account.
Step by step process
  • 1.Recommend 'Kotak 811 Savings A/c' to everyone (friends/customer).
  • 2.Click on "share to customer" button and share the product link with your customers.
  • 3.Ask the customer to click the link and start the account opening process.
  • 4.Customer enter name, email id & phone number.
  • 5.Provide PAN & Aadhaar details and consent for Aadhaar authentication and accept terms & conditions.
  • 6.Verify with OTP sent to Aadhaar-linked number.
  • 7.Fill in personal info like occupation, Income details, Marital status
  • 8.Confirm communication address (fetched from Aadhaar), You can fill a new address for Full KYC
  • 9.If the address is not serviceable
  • 10.Add a nominee (optional but recommended)
  • 11.Read & confirm all self declarations.
  • 12.There are two account options. customer need to select one
  • — Kotak 811 Savings: Requires initial deposit of ₹2500
  • — Kotak Super Savings: Requires initial deposit of ₹10,000
  • 13.Customer need to Set a 6-digit MPIN
  • 14.Virtual Debit Card is generated (optional Credit Card offer may appear — click Skip or Claim Card)
  • 15.Click on Complete Full KYC and upload PAN card copy, selfie and signature photo and accept terms & conditions
  • 16.Customer allow to access their location
  • 17.Video KYC: Customer keep ready below documents.
  • — Original PAN
  • — Blank paper & pen
  • — Give camera & mic permissions
  • — Answer the bank executive’s questions clearly and independently
  • 18.Customer receives confirmation email from Kotak
  • 19.Once customer's account has been opened successfully, Your income will be credited to your wallet.
Rules to follow
  • 📌 Important KPI Requirements
  • ✔️ Account must be opened with a minimum ₹2,000 initial funding/deposit
  • ✔️ VKYC is mandatory within 48 hours (Accounts without VKYC will not be tracked in the partner MIS)
  • ✔️ Maintain a minimum balance of ₹1,000 for 30 days from the account opening date to qualify for the payout
  • ---------------------------------
  • 📌 Points to Keep in Mind
  • ✔️ Applicable only for new users (not an existing Kotak customer).
  • ✔️ If there is no Kotak branch near your location, "Kotak Lite a/c" will be opened where you will not get commission
  • ✔️ Online VKYC is mandatory to receive payout.
  • ✔️ Completing Biometric/Physical verification through a Bank Agent will result in no payout.
  • ✔️ The customer should use the same mobile number throughout the process from the lead page onwards
  • ✔️ Customer's current residential location should be within 12 kms of an existing Kotak branch.
  • ✔️ The customer should deposit at least Rs.2500 in his/her account.
  • ✔️ Your customer should open a Kotak811 Savings account through your tracking link.
  • ✔️ If you are not able to finish the account opening process due to any reason, then you have to complete the process using the same link, or else the lead would be rejected.
  • ✔️ Customer phone number must be linked with this Aadhaar Card.
  • ✔️ Customer must complete the application on their device. if more than one customer use the same device to apply, then no commission will be paid.
1. Why Kotak Bank?
  • 1. Open instant Kotak Savings Account.
  • 2. Virtual Debit Card.
  • 3. Digital Banking with online assistance.
  • 4. This is a zero balance savings account with a variety of offers and variants.
2. Why the account is suspended and the payment is not proceeded?
  • There could be multiple reasons
  • 1. If “Kotak Lite” account opened, you will not receive a commission.
  • 2. For each user, only digital account such as Paytm, ,Airtel Payments, etc., can be linked.
  • 3. If video KYC is pending, you will not receive a commission.
  • 4. If anyone found creating multiple accounts using same/single devise he will be suspected as a fraud and his payout will be canceled from the authority.
Sep 2026
  • Earn upto ₹580
  • 1️⃣ Earn upto ₹480 on successful A/c Opening
  • Sep 2026 Offer:
  • 2️⃣ Open 50+ accounts: Extra ₹50 per A/c 🔥
  • or
  • 2️⃣ Open 100+ accounts: Extra ₹100 per A/c 🔥
  • [📝 Offer valid for maximum of 150 accounts]