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Jio Payments Bank
Jio Payments Bank

Digital Savings Account| Zero Minimum Balance

Fees & Charges
Joining Fee FREE
Annual Fee FREE
Key Benefits
Shopping Fuel Rewards Cashback Travel
Official BankSathi Live API Framework
1
Mobile & PAN
2
OTP Verification
3
Profile Details
4
Lead Submission

Step 1: Check Eligibility & Begin

Enter your registered mobile number and PAN card details for instant verification.

+91
Must be 10 digits starting with 6, 7, 8, or 9
Standard PAN Format (e.g. ABCDE1234F)
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Data strictly encrypted
Product Details, Guidelines & Benefits

Official parameters, required documents, rules, and benefits retrieved from BankSathi API

Official API Information
Target Audience
  • 👤 Individual must be 18 years or older
  • 🆔 Must have a valid PAN & Aadhaar
  • 🆕 New customers only
  • 📍 Service available in limited PIN codes (Check eligibility before applying)
Documents required
  • ✔️ PAN Card
  • ✔️ Aadhaar Card
  • ✔️ Valid Mobile Number (linked with Aadhaar)
Watch training video
Lead tracking time
  • ✔️ Leads will be tracked within 5 working days of submission
  • ✔️ Receive your Payout every Friday for each successful lead converted till Sunday of every week.
How to get your commission
  • ✔️ Earnings can be transferred directly to your bank account.
Step by step process
  • 1. Open the JioFinance App or MyJio App.
  • 2. Select Jio Payments Bank / Savings Account.
  • 3. Enter the required mobile and personal details.
  • 4. Provide PAN and Aadhaar details.
  • 5. Complete the required KYC verification.
  • 6. Complete Video KYC/biometric verification if applicable.
  • 7. Submit the application.
  • 8. Account gets activated after successful verification.
  • 9. Set up MPIN and access the account.
  • 10. Start using UPI, fund transfer, bill payment and other banking services.
Rules to follow
  • • Enter correct customer details.
  • • Use the customer's own valid documents.
  • • Ensure the mobile number is linked with Aadhaar.
  • • Do not enter false or incorrect information.
  • • Complete KYC as required.
  • • Do not share customer OTP, MPIN or other confidential credentials.
  • • Follow all Banksathi and Jio Payments Bank guidelines.
  • • Customer needs to complete Full KYC for Jio Account
Q1. Who can open a Jio Payments Bank account?
  • Any Indian resident aged 18 years or above can open an account.
Q2. Is minimum balance required?
  • No, there is no minimum balance requirement for the savings account.
Q3. What interest is offered on the savings account?
  • The current states up to 4% p.a., paid quarterly, subject to applicable terms.
Q4. Is a debit card available?
  • Yes, Jio Payments Bank offers a Jio Platinum Debit Card, subject to the applicable