HDFC FD-Backed Credit Card — Official Application

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HDFC FD-Backed Credit Card

Build your credit score with lifetime-free premium card

Fees & Charges

Joining Fee FREE

Annual Fee FREE

Key Benefits

Shopping

Fuel

Rewards

Cashback

Travel

Official BankSathi Live API Framework

1

Mobile & PAN

2

OTP Verification

3

Profile Details

4

Lead Submission

Step 1: Check Eligibility & Begin

Enter your registered mobile number and PAN card details for instant verification.

Mobile Number *

+91

Must be 10 digits starting with 6, 7, 8, or 9

PAN Card Number *

Standard PAN Format (e.g. ABCDE1234F)

I authorize Rongmei Financial Services to check my profile & verify details via BankSathi API for product eligibility.

Data strictly encrypted

Product Details, Guidelines & Benefits

Official parameters, required documents, rules, and benefits retrieved from BankSathi API

Official API Information

Eligibility Criteria

✔️ Age: 18 years
✔️ Customers who want improve their low credit score.
Minimum Fixed Deposit (FD) Amount: 15000Rs/-

Documents Required

✔️ Aadhaar card
✔️ PAN card

Watch training video

Tracking time

✔️ Lead will be updated within 4 business days of completing video KYC.
✔️ Successfully converted till Sunday of every week. Get your payout every Friday.

How to get your commission

✔️ Earnings can be transferred directly to your bank account.

Step by step process

✓ Find an eligible customer interested in an FD-backed Credit Card.
✓ Check the customer's FD eligibility and required documents.
✓ Take customer consent.
✓ Submit the application with correct details.
✓ Customer creates/maintains the required FD.
✓ HDFC Bank verifies the customer's details and FD.
✓ Credit Card is issued after successful verification and approval.
✓ Payout becomes eligible as per the applicable payout terms.

Rule to Follow

✓ Submit only genuine and verified applications.
✓ Customer consent is mandatory.
✓ Minimum FD requirement is ₹15,000.
✓ FD must be free from lien.
✓ FD should not be linked to any Sweep-in/Super Saver account.
✓ Credit limit allocation is up to 90% of FD value, subject to bank discretion.
✓ Approval is subject to HDFC Bank's verification and internal policy.
✓ Duplicate, fake or incomplete applications will not qualify for payout.
✓ Eligibility and product terms may change as per applicable bank policy.