IDFC First Personal Loan

Official parameters, required documents, rules, and benefits retrieved from BankSathi API

Official API Information

✔️ Leads will be tracked within 4 working days of submission
✔️ Receive your Payout every Friday for each successful lead converted till Sunday of every week.

✔️Suggest IDFC Personal Loan to your network, highlighting its advantages.
✔️Click on the product for detailed information and share its link with your customers.
Steps:
1️⃣ Apply Online: Click on the application link and enter your details.
2️⃣ Check Eligibility: Fill in PAN, Aadhaar, and income details to check eligibility.
3️⃣ Select Loan Amount & Tenure: Choose the loan amount and EMI tenure.
4️⃣ Upload Documents: Submit necessary documents for verification.
5️⃣ Instant Approval: Get approval based on your profile and credit score.
6️⃣ Loan Disbursal: Upon verification, the loan is credited to your bank account.

1️⃣ Customer should NOT be an existing customer of IDFC First Bank.
2️⃣ Customer must be 21 years or older.
3️⃣Customer monthly salary should be at least ₹21000.
4️⃣CIBIL Score must be 730 or above.
5️⃣Customer must have a valid Aadhaar & PAN card.
6️⃣ Use the same mobile number linked to Aadhaar during the application.
7️⃣ Customer's address must fall under eligible PIN codes.
8️⃣ Application must be completed in one go (single journey).
9️⃣ Check PIN code availability before proceeding.
🔟 Make sure there is no mismatch between PAN & Aadhaar.
1️⃣1️⃣ Do not submit multiple applications from the same device or mobile number.

IDFC First Personal Loan is designed for for individuals. It provides loan amount upto ₹10 lakh with competitive interest rates and flexible tenures.

To be eligible for a IDFC Personal Loan, an individual must be salaried, aged 21 to 45 years, have a minimum monthly income of ₹21,000, and have a CIBIL Score of 730 or above.

The interest rates for IDFC Bank Personal Loan start from 10.99%, and the processing fee is upto 3.5% of the loan amount.