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SalaryOnTime Personal Loan
SalaryOnTime Personal Loan

Get Instant Personal Loan upto Rs.1 Lakh in 10 min

Fees & Charges
Joining Fee FREE
Annual Fee FREE
Key Benefits
Shopping Fuel Rewards Cashback Travel
Official BankSathi Live API Framework
1
Mobile & PAN
2
OTP Verification
3
Profile Details
4
Lead Submission

Step 1: Check Eligibility & Begin

Enter your registered mobile number and PAN card details for instant verification.

+91
Must be 10 digits starting with 6, 7, 8, or 9
Standard PAN Format (e.g. ABCDE1234F)
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Data strictly encrypted
Product Details, Guidelines & Benefits

Official parameters, required documents, rules, and benefits retrieved from BankSathi API

Official API Information
Eligibility Criteria
  • ✔️ Age: 21 to 55 Yrs
  • ✔️ Citizen: Indian
  • ✔️ Employment Type - Only salaried
  • ✔️ Income-
  • ➖ Salaried - Rs.25000 per month
Documents required
  • ✔️ Aadhaar Card
  • ✔️ PAN Card
  • ✔️ Bank account details
Watch training video
Tracking time
  • ✔️ Leads will be tracked within 7 working days of submission
  • ✔️ Receive your Payout every Friday for each successful lead converted till Sunday of every week.
How to get your commission
  • ✔️ Earnings can be transferred directly to your bank account.
Step by step process
  • ✔️ Suggest ‘SalaryOnTime Personal Loan’ to everyone in your network (Friends/customers)
  • ✔️ Click on the “share to customer” option and share the link with interested customers
  • ✔️ Ask your customer to click on the link shared by you and submit the required details like Name, mobile number, email ID, and city Pincode, then click on ‘Start Journey’
  • ✔️ Now the customer will be redirected to the official website to register and apply for the loan.
  • ✔️ Click on ‘Get Started’ from the screen. Then enter your mobile number and verify it with the OTP.
  • ✔️ In the next step, mention employment type, organization type and net monthly income.
  • ✔️ Now submit the personal details, like name, DOB, Email ID, PAN number, required loan amount and purpose of the loan.
  • ✔️ Submit current and permanent address details. After that provide company and work details. Mark in the checkbox and give permission to verify Bureau data.
  • ✔️ Now enter the OTP and click on ‘Verify’ then the details will be verified by the system.
  • ✔️ In the next step your eligible loan amount will be displayed on the screen, enter the required loan amount, select the tenure and click on ‘Confirm & proceed’
  • ✔️ Now the customer has to submit a selfie and KYC documents, and click on ‘Proceed’.
  • ✔️ Click a selfie and upload it. If your mobile number is linked with an Aadhaar card then select yes, mark in the checkbox below, and click on ‘Proceed’
  • ✔️ Now enter your Aadhaar number, re-enter to confirm it, and enter the security code, now select the option to get the OTP on your mobile number.
  • ✔️ Enter the received OTP, create a share code, and click on ‘Proceed’
  • ✔️ Review the details displayed on the screen and click on ‘Finish’
  • ✔️ Now the customer needs to set up auto repayment, click on ‘Proceed’ and enter the bank account details. After that select, any one option ‘Net Banking’ or ‘debit Card’ to set up the mandate.
  • ✔️ Now the next step, customers can see the loan agreement on the screen, mark in the check box to accept the T&C, and click on ‘I Agree’
  • ✔️ Now the customer’s documents will be verified by the team, once it is done the applicant’s loan amount will be disbursed into their bank account.
Rules to Follow
  • 1️⃣ Customer should NOT be an existing customer of SalaryOnTime.
  • 2️⃣ Customer must be 21 years or older.
  • 3️⃣Customer monthly salary should be at least ₹25000.
  • 4️⃣Customer with Good credit score.
  • 5️⃣Customer must have a valid Aadhaar & PAN card.
  • 6️⃣ Use the same mobile number linked to Aadhaar during the application.
  • 7️⃣ Customer's address must fall under eligible PIN codes.
  • 8️⃣ Application must be completed in one go (single journey).
  • 9️⃣ Check PIN code availability before proceeding.
  • 🔟 Make sure there is no mismatch between PAN & Aadhaar.
  • 1️⃣1️⃣ Do not submit multiple applications from the same device or mobile number.
1. What is SalaryOnTime ?
  • A short-term loan company offering quick and convenient financial solutions for immediate needs.
2. How much can I borrow from SalaryOnTime?
  • Loan amounts depend on income, credit history, and local regulations, tailored to your needs for responsible borrowing.
3. What are the repayment terms?
  • Flexible terms with bi-weekly or monthly installments, based on the loan amount and type.
4. What are the eligibility requirements to apply for a loan with SalaryOnTime?
  • Applicants need proof of employment, steady income, and must meet basic credit criteria. Requirements may vary locally.