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CREDITSEA PERSONAL LOAN
CREDITSEA PERSONAL LOAN

Need Funds? Start with CreditSea

Fees & Charges
Joining Fee FREE
Annual Fee FREE
Key Benefits
Shopping Fuel Rewards Cashback Travel
Official BankSathi Live API Framework
1
Mobile & PAN
2
OTP Verification
3
Profile Details
4
Lead Submission

Step 1: Check Eligibility & Begin

Enter your registered mobile number and PAN card details for instant verification.

+91
Must be 10 digits starting with 6, 7, 8, or 9
Standard PAN Format (e.g. ABCDE1234F)
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Data strictly encrypted
Product Details, Guidelines & Benefits

Official parameters, required documents, rules, and benefits retrieved from BankSathi API

Official API Information
Features
  • ✅ Personal Loan up to ₹2,00,000
  • ✅ Quick & convenient online application
  • ✅ 100% online process
  • ✅ Quick approval process
  • ✅ Flexible repayment options
Fees Charges
  • ✔️Interest Rates: Start from 1% Per Day
  • ✔️Processing Fees: up to 5%
Target Audience
  • ✅ Resident Indian citizens
  • ✅ Age generally 21–55 years
  • ✅ Salaried / working individuals
  • ✅ Minimum monthly income:
  • • Metro: ₹18,000
  • • Non-Metro: ₹15,000
  • ✅ At least 1 year of work experience in the current job/profession
  • ✅ Customers looking for funds for personal or planned financial needs
Documents Required
  • ✔️Aadhaar Card
  • ✔️PAN Card
  • ✔️6 Month Bank Statement
Watch training video
Tracking time
  • ✔️Leads will be tracked within 7 working days of submission
  • ✔️Receive your Payout every Friday for each successful lead converted till Sunday of every week.
How to get your commission

✔️Earnings can be transferred directly to your bank account.

Step by step process
  • 🔹 Find a genuinely interested customer.
  • 🔹 Share the official CreditSea application link.
  • 🔹 Customer enters their mobile number and completes OTP verification.
  • 🔹 Customer fills in basic personal details such as name, DOB, gender and address.
  • 🔹 Customer provides PAN, employment and income details.
  • 🔹 Complete required KYC and document verification.
  • 🔹 Customer provides bank details and completes applicable bank verification.
  • 🔹 CreditSea/partner lender evaluates the application.
  • 🔹 Eligible customers receive the applicable loan offer.
  • 🔹 Customer reviews the loan amount, interest rate, APR, processing fee, EMI, tenure and total payable amount.
  • 🔹 Customer accepts the offer and completes final verification/e-sign process.
  • 🔹 Loan is disbursed to the customer's bank account after successful lender approval and completion of applicable requirements
Rules to Follow
  • ✔️ Submit only genuine and interested customers.
  • ✔️ Customer consent is mandatory.
  • ✔️ Eligibility and approval are subject to the partner lender's credit policy.
  • ✔️ Loan amount, interest rate, tenure and charges may vary by customer.
  • ✔️ Final loan terms must be reviewed before acceptance.
  • ✔️ KYC and required verification must be completed successfully.
  • ✔️ Duplicate, fake or incomplete applications may not qualify under applicable campaign conditions.
  • ✔️ CreditSea acts as a Lending Service Provider (LSP); loans are sanctioned and disbursed by its partner NBFCs. CreditSea
  • ✔️ Do not collect any unauthorized upfront payment from customers. CreditSea's latest disclaimer specifically warns against individuals demanding upfront fees while claiming to represent CreditSea. CreditSea
  • ✔️ Campaign tracking and payout, where applicable, will be as per the approved campaign terms.